NJHMFA Home Repair Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Zero-interest deferred loan for home repairs in New Jersey for owner-occupants with household income up to 80% AMI. Loan is deferred and repaid when the home is sold, refinanced, or no longer owner-occupied.

Zero-interest loan, deferred repayment until home sale or refinance

Key Details

  • Zero-interest loan up to $10,000
  • Income up to 80% AMI eligible
  • Owner-occupied homes in New Jersey
  • Deferred repayment at sale or refinance
  • Covers major systems and structural repairs

How to Apply

A grant-savvy contractor in Irvington, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Irvington, NJ

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