Find grants, rebates, forgivable loans, and free programs for Irvington, NJ, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Irvington, NJ, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 7 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 1 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan for major home repairs for income-eligible owner-occupied homes in Irvington. Loan is forgiv...
Provides emergency repair grants for owner-occupied homes in Irvington with urgent health and safety issues. Eligible ho...
HUD-funded lead hazard reduction for pre-1978 homes in Irvington with children under age 6. Provides free lead inspectio...
Grant program for accessibility modifications to owner-occupied homes in Irvington for residents with disabilities. Cove...
Grant for essential home repairs for senior homeowners age 62+ in Irvington. Covers health and safety repairs including ...
Zero-interest deferred loan for home repairs in New Jersey for owner-occupants with household income up to 80% AMI. Loan...
Federally-funded program providing free energy-efficiency improvements to income-eligible households in New Jersey. Serv...
County-administered weatherization program for low-income Essex County residents. Provides insulation, air sealing, heat...
Rebate for PSE&G customers who install qualifying air source heat pumps. Rebate amount varies by system efficiency and c...
New Jersey's successor solar incentive program (SREC-II) provides ongoing credits for solar energy production. Homeowner...
Federal program providing very low-interest loans up to $27,500 and grants up to $10,000 (age 62+, very low income) for ...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home. Covers modifications such as...
Grant for veterans with certain service-connected disabilities (blindness, loss of use of hands) to make accessibility a...
Federally-funded HOME program administered by Essex County providing forgivable loans for major repairs to owner-occupie...
Annual property tax deduction for New Jersey homeowners age 65+ or blind/disabled. Must have owned and lived in the home...
Statewide property tax relief program for homeowners and renters meeting income limits. Homeowners with income under $15...
Forgivable loan program for low- to moderate-income homeowners to repair or replace failing sewer laterals. Loan is forg...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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21 programs are currently listed for Irvington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Irvington, 15 programs do not require repayment, 4 are forgivable loans, and 1 is rebate.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.