SC Housing Trust Fund - Owner Rehab

SC State Housing Finance & Development Authority

Available Home Repair

About This Program

Provides forgivable loans to low- and moderate-income homeowners for major home repairs to correct health, safety, and code violations. Administered locally through Charleston County. Loan forgiven after 5 years of owner-occupancy.

Forgivable loan, no repayment required after 5 years of occupancy

Key Details

  • Forgivable loan up to $24,999 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Forgiven after 5 years of continued occupancy
  • Administered through Charleston County

How to Apply

A grant-savvy contractor in Isle of Palms, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round through Charleston County

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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