Home Improvement Grants in Isle of Palms.

Find grants, rebates, forgivable loans, and free programs for Isle of Palms, SC, filtered to your situation.

As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Isle of Palms, SC, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 22 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $24,999 forgivable loan

SC Housing Trust Fund - Owner Rehab

Provides forgivable loans to low- and moderate-income homeowners for major home repairs to correct health, safety, and c...

Home Repair
Up to $35,000 forgivable loan

Charleston County CDBG Home Rehabilitation

CDBG-funded rehabilitation program for low-income homeowners in unincorporated Charleston County and participating munic...

Home Repair
Up to $15,000 grant

Charleston County ADA Home Modification Program

Provides accessibility modifications for disabled and elderly homeowners including ramps, widened doorways, accessible b...

Seniors & Disability
Up to $600 rebate

Dominion Energy Heat Pump Rebate

Rebate for installation of qualifying ENERGY STAR certified electric heat pump systems. Available to all Dominion Energy...

Energy
$100 rebate

Dominion Energy Smart Thermostat Rebate

Rebate for purchase and installation of qualifying ENERGY STAR certified smart thermostats. Available to all Dominion En...

Energy
Up to $550 rebate

Dominion Energy Heat Pump Water Heater Rebate

Rebate for installation of qualifying ENERGY STAR certified electric heat pump water heaters. Heat pump water heaters us...

Energy
Up to $300 rebate

Dominion Energy Insulation Rebate

Rebate for adding insulation and air sealing to reduce heating and cooling energy loss. Must increase attic insulation t...

Weatherization
25% state tax credit, max $8,400 per year

South Carolina Solar Energy Tax Credit

State income tax credit equal to 25% of solar system installation costs, up to $8,400 per year for residential systems. ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 (1% fixed) for very low-income homeowners to repair, improve, or modernize homes in eli...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62+ to remove health and safety hazards. Isle of Palms may quali...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their dis...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. El...

Veterans
Up to $15,000 grant

SC Hurricane Damage Mitigation Program

State-funded grants for coastal homeowners to retrofit homes with hurricane-resistant improvements including roof streng...

Disaster
Insurance discounts vary by carrier

FORTIFIED Home Hurricane Roof Designation

FORTIFIED Home™ is a voluntary construction and re-roofing program that strengthens homes against severe weather. Homeow...

Disaster
Up to $25,000 matching grant

Charleston County Coastal Resilience Grants

Matching grants to Isle of Palms and other coastal Charleston County homeowners for flood mitigation and resilience impr...

Disaster
Free lead assessment and hazard control

South Carolina Childhood Lead Poisoning Prevention Program

Free lead hazard assessments and remediation for South Carolina homes built before 1978 with children under age 6 or ele...

Home Repair
Up to $35,000 forgivable loan

South Carolina HOME Owner-Occupied Rehab

Federal HOME Investment Partnership funds administered by the state for owner-occupied rehabilitation. Addresses substan...

Home Repair
Varies by county; significant savings

SC Homestead Property Tax Exemption

South Carolina homestead exemption removes up to first $50,000 of property value from school operating taxes for owner-o...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Isle of Palms

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Frequently asked questions

What home improvement grants are available in Isle of Palms, SC?

22 programs are currently listed for Isle of Palms, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Isle of Palms have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Isle of Palms, 13 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Isle of Palms?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.