Find grants, rebates, forgivable loans, and free programs for Isle of Palms, SC, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Isle of Palms, SC, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to low- and moderate-income homeowners for major home repairs to correct health, safety, and c...
CDBG-funded rehabilitation program for low-income homeowners in unincorporated Charleston County and participating munic...
Provides accessibility modifications for disabled and elderly homeowners including ramps, widened doorways, accessible b...
Rebate for installation of qualifying ENERGY STAR certified electric heat pump systems. Available to all Dominion Energy...
Rebate for purchase and installation of qualifying ENERGY STAR certified smart thermostats. Available to all Dominion En...
Rebate for installation of qualifying ENERGY STAR certified electric heat pump water heaters. Heat pump water heaters us...
Rebate for adding insulation and air sealing to reduce heating and cooling energy loss. Must increase attic insulation t...
State income tax credit equal to 25% of solar system installation costs, up to $8,400 per year for residential systems. ...
Low-interest loans up to $40,000 (1% fixed) for very low-income homeowners to repair, improve, or modernize homes in eli...
Grants up to $10,000 for very low-income homeowners age 62+ to remove health and safety hazards. Isle of Palms may quali...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their dis...
Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. El...
State-funded grants for coastal homeowners to retrofit homes with hurricane-resistant improvements including roof streng...
FORTIFIED Home™ is a voluntary construction and re-roofing program that strengthens homes against severe weather. Homeow...
Matching grants to Isle of Palms and other coastal Charleston County homeowners for flood mitigation and resilience impr...
Free lead hazard assessments and remediation for South Carolina homes built before 1978 with children under age 6 or ele...
Federal HOME Investment Partnership funds administered by the state for owner-occupied rehabilitation. Addresses substan...
South Carolina homestead exemption removes up to first $50,000 of property value from school operating taxes for owner-o...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Isle of Palms, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Isle of Palms, 13 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.