Home Improvement Grants in Jackson.

Find grants, rebates, forgivable loans, and free programs for Jackson, TN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Jackson, TN, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Tennessee Weatherization Assistance Program (WAP)

Federally funded weatherization program administered locally by West Tennessee Legal Services that provides free energy-...

Weatherization
Forgivable loan up to $30,000

Jackson Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs for low-income owner-occupied homes in Jackson city limits. Loan is for...

Home Repair
Up to $10,000 grant

Jackson Emergency Home Repair Grant

Provides emergency home repairs for low-income owner-occupied households in Jackson facing immediate health and safety t...

Emergency
Up to $15,000 down payment assistance

THDA Great Choice Home Loan

THDA provides low-interest mortgage loans with down payment assistance for first-time homebuyers in Tennessee. Available...

Homebuyer
Up to $500 rebate

Jackson Energy Authority HVAC Rebate

Jackson Energy Authority offers rebates for qualifying high-efficiency HVAC systems and heat pumps installed in JEA serv...

Energy
Up to $300 rebate

JEA Water Heater Rebate Program

Rebates for energy-efficient electric water heaters including heat pump water heaters. Available to JEA electric custome...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA provides low-interest loans and grants to very-low-income homeowners in eligible rural areas near Jackson to repair...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Covers modificati...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make adaptations to a family member's home in which...

Veterans
Up to $25,000 for homeowners

Jackson HOME Investment Partnerships Program

HUD HOME funds administered by the City of Jackson for homeowner rehabilitation and accessibility improvements. Provides...

Home Repair
Up to $15,000 grant

Jackson Senior Home Accessibility Program

Grants for accessibility modifications for seniors 60+ and persons with disabilities in Jackson. Covers wheelchair ramps...

Seniors & Disability
Free lead hazard removal

Jackson Lead Hazard Reduction Program

Free lead-based paint hazard removal for qualifying homes built before 1978 in Jackson with children under age 6. Servic...

Home Repair
Up to $5,000 forgivable loan

Jackson Sewer Lateral Repair Program

Forgivable loan program to assist income-eligible homeowners with repair or replacement of private sewer laterals from h...

Home Repair
Up to $400 rebate

JEA Home Insulation Rebate

Jackson Energy Authority provides rebates for adding insulation to attics, walls, and crawl spaces. Homes must meet mini...

Weatherization
Up to $35,000 assistance

Tennessee Hardest Hit Fund

Previously provided mortgage payment assistance and reinstatement assistance to Tennessee homeowners who experienced fin...

Disaster
Varies by assessment

Tennessee Property Tax Relief Program

State program providing property tax relief for low-income seniors (65+), disabled homeowners, and disabled veterans. Re...

Property Tax Relief
Up to $1,000 rebate

TVA Residential Solar Solutions

TVA provides incentives for residential solar installations through Jackson Energy Authority. Homeowners receive a one-t...

Solar/Renewable
Free education course

Jackson Homebuyer Education Program

Free HUD-certified homebuyer education workshops covering budgeting, credit, mortgage options, home maintenance, and the...

Homebuyer Ed
Up to $10,000 matching grant

Jackson Historic District Rehabilitation Grant

Matching grant program for exterior rehabilitation of historic properties within Jackson's designated historic districts...

Historic
Up to $5,000 low-interest loan

Habitat for Humanity - Jackson Critical Home Repair

Jackson Area Habitat for Humanity provides critical home repair services for low-income homeowners, with priority for se...

Home Repair
Up to $250 in instant rebates

TVA EnergyRight Solutions

TVA EnergyRight provides instant rebates on qualifying energy-efficient products including LED bulbs, smart thermostats,...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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