USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans and grants to very-low-income homeowners in eligible rural areas near Jackson to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards. Loans up to $40,000 at 1% interest for 20 years.

Seniors 62+ may qualify for grant; others receive 1% interest loan

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be in eligible rural area near Jackson
  • Very low income required
  • Repairs must remove health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(731) 784-1341

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Deadline: Applications accepted year-round

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