USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for homeowners age 62+ who cannot repay a loan to remove health and safety hazards.

Seniors 62+ may qualify for grant; others receive 1% interest loan

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+ who cannot repay loan
  • Very low income required (50% AMI)
  • Must own and occupy home in eligible area
  • Covers health, safety, and accessibility improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(501) 301-3000

A grant-savvy contractor in Jacksonville, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

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