USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Grants available only to homeowners age 62+ who cannot afford loan repayment.

Combination of loan and grant based on age and ability to repay

Key Details

  • Loan up to $40,000 at 1% interest; grant up to $10,000
  • Very low income required (50% AMI)
  • Grants only for seniors 62+ unable to repay loan
  • Eligible rural areas around Jamestown
  • Covers repairs and health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(585) 343-9167

A grant-savvy contractor in Jamestown, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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