Home Improvement Grants in Jamestown.

Find grants, rebates, forgivable loans, and free programs for Jamestown, NY, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Jamestown, NY, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Jamestown Owner-Occupied Rehabilitation Loan

CDBG-funded forgivable loan for major home repairs for owner-occupied homes in Jamestown with incomes at or below 80% AM...

Home Repair
Up to $8,000 grant

Jamestown Emergency Home Repair Grant

Grant for emergency home repairs that pose immediate health or safety threats to owner-occupied households in Jamestown ...

Emergency
Up to $15,000 grant

Jamestown Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes in Jamestown where a household member has a documented dis...

Seniors & Disability
Up to $5,000 forgivable loan

Jamestown Sewer Lateral Repair Program

Assists income-qualified homeowners with repair or replacement of privately-owned sewer lateral lines from the home to t...

Home Repair
Average $8,000 in improvements

New York State Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered by New York State that provides free energy efficiency improvements...

Weatherization
Up to $35,000 forgivable loan

Jamestown HOME Rehabilitation Program

Federal HOME Investment Partnership Program funds administered by Jamestown for comprehensive home rehabilitation for ow...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligi...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for Veterans with certain service-connected disabilities to help purchase or modify a home to meet their disabilit...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for Veterans who are blind in both eyes with certain vision acuity or loss, or who have lost or lost use of both h...

Veterans
Up to $400 rebate

National Fuel High-Efficiency Furnace Rebate

Rebate for National Fuel customers who purchase and install a qualifying high-efficiency natural gas furnace with 95% AF...

Energy
Up to $300 rebate

National Fuel Water Heater Rebate

Rebate for National Fuel customers who purchase and install a qualifying high-efficiency natural gas water heater with E...

Energy
Up to $1,500 rebate

NYSEG Heat Pump Rebate

Rebate for NYSEG electric customers who install qualifying ductless mini-split or central heat pump systems that meet En...

Energy
Up to $5,500 in combined rebates

NYSERDA Home Efficiency Rebates

Statewide rebate program offering incentives for home energy efficiency improvements completed through participating con...

Energy
Varies by system size

NYSERDA Solar Incentive Program

NY-Sun incentive program providing upfront rebates for residential solar PV installations in New York State. Combined wi...

Solar/Renewable
Up to $3,000 grant

Chautauqua County Senior Home Repair Program

Provides emergency home repair grants for Chautauqua County residents age 60 and older with limited income. Covers criti...

Seniors & Disability
Free lead hazard removal

New York State Lead Hazard Reduction Program

State-funded lead hazard reduction program for pre-1978 homes in New York with children under age 6. Provides free lead ...

Home Repair
Free foreclosure prevention counseling

NYS Homeowner Protection Program (HOPP)

Free, statewide housing counseling program providing foreclosure prevention assistance, mortgage default counseling, and...

Home Repair
Up to $1,200 in rebates

National Fuel Low-Income Weatherization Rebates

Enhanced rebates for income-qualified National Fuel customers enrolled in the Low-Income Home Energy Assistance Program ...

Weatherization
Varies by property value and repairs

FHA 203(k) Rehabilitation Mortgage

FHA-insured mortgage that allows borrowers to finance both the purchase (or refinance) of a property and the cost of its...

Home Repair
Regular benefit varies; emergency up to $800

Home Energy Assistance Program (HEAP)

Annual heating assistance program for low-income New York residents. Provides one regular heating benefit per season and...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Jamestown

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Frequently asked questions

What home improvement grants are available in Jamestown, NY?

24 programs are currently listed for Jamestown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Jamestown have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Jamestown, 12 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Jamestown?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.