Texas FHA Energy Efficient Mortgage (EEM)

U.S. Department of Housing and Urban Development (HUD/FHA)

Available Energy Assistance

About This Program

FHA mortgage product that allows homebuyers or refinancing homeowners in Jasper to finance energy-efficient improvements into their mortgage. Based on a home energy assessment, borrowers can add the cost of improvements (up to 5% of property value) without increasing down payment requirements.

Loan addition covers cost of energy improvements up to 5% of home value or cost-effective limit

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Finance energy improvements up to 5% of home value
  • Available with FHA purchase or refinance
  • No income limits
  • Requires home energy assessment
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Jasper, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Jasper early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Available through participating FHA lenders year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Jasper, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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