Home Improvement Grants in Jefferson City.

Find grants, rebates, forgivable loans, and free programs for Jefferson City, TN, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Jefferson City, TN, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 7 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Tennessee Weatherization Assistance Program

Federally funded program that reduces energy costs by improving home energy efficiency for low-income households in Jeff...

Weatherization
Up to $15,000 down payment assistance

Tennessee Housing Development Agency Homeownership Programs

THDA offers low-interest mortgages and down payment assistance for first-time homebuyers in Tennessee. Programs include ...

Homebuyer
Up to $20,000 forgivable loan

Jefferson City CDBG Owner-Occupied Rehabilitation

Provides home rehabilitation assistance for owner-occupied homes in Jefferson City limits with income at or below 80% AM...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Offers loans up to $27,500 at 1% interest and grants up to $10,000 for very low-income homeowners age 62+ in eligible ru...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Provi...

Veterans
Varies by utility, up to $10,000 incentives

TVA eScore Home Energy Improvement Program

TVA's eScore program offers rebates and financing for comprehensive home energy upgrades including insulation, air seali...

Energy
Up to $500 energy bill assistance

Low Income Home Energy Assistance Program (LIHEAP)

Provides financial assistance to help low-income households pay heating and cooling bills. Priority given to households ...

Energy
Free lead hazard removal

Tennessee Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in pre-1978 homes with children under age 6 in Jefferson County. S...

Home Repair
Up to $30,000 for home modifications

THDA Housing Assistance Corporation Program

Provides grants to modify homes for accessibility for low-income homeowners with disabilities in Tennessee. Covers ramps...

Seniors & Disability
Up to $1,200 rebate

TVA Heat Pump Rebate Program

Offers rebates for installation of qualifying high-efficiency heat pumps through participating TVA local power companies...

Energy
Up to $25,000 for rehabilitation

Jefferson County HOME Investment Partnerships

HUD HOME funds used for owner-occupied rehabilitation in Jefferson County for households at or below 80% AMI. Covers maj...

Home Repair
Up to $5,000 grant

Jefferson City Emergency Home Repair Program

Provides emergency repairs for health and safety hazards in owner-occupied homes in Jefferson City limits with income at...

Emergency
Up to $4,000 grant

Tennessee Senior Home Repair Program

Provides minor home repair grants to low-income seniors age 60+ in Tennessee to help them age safely in place. Covers re...

Seniors & Disability
Up to $7,430 federal tax credit

Earned Income Tax Credit (EITC) - Free Tax Preparation

Free tax preparation through VITA sites in Jefferson County helps low-income workers claim the Earned Income Tax Credit ...

Tax Help
Up to $3,000 grant for lateral repairs

Jefferson City Water & Sewer Lateral Repair Assistance

Assists qualifying low-income homeowners in Jefferson City with the cost of repairing or replacing water and sewer later...

Home Repair
Varies by jurisdiction

Tennessee Property Tax Relief for Seniors & Disabled

Tennessee offers property tax relief programs for low-income seniors age 65+ and disabled homeowners. Programs include c...

Property Tax Relief
Up to $40,000 forgivable loan

THDA Repair Affiliate Program

Provides forgivable loans through local nonprofit affiliates for major home repairs for low-income homeowners in Tenness...

Home Repair
Up to $7,500 grant

Jefferson County Septic System Repair Program

Assists low-income homeowners in Jefferson County with failing septic systems that pose health hazards. Grant covers rep...

Home Repair
Up to $10,000, no-interest loan or grant

Habitat for Humanity of Morristown Area Home Repair

Serves Jefferson County with critical home repairs for low-income homeowners through volunteer labor and no-interest fin...

Home Repair
Up to $25,000 matching grant

Tennessee Historical Commission Preservation Grants

Provides matching grants for preservation and rehabilitation of historically significant properties listed on the Nation...

Historic

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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