USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Offers loans up to $27,500 at 1% interest and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas of Jefferson County. Funds must be used to remove health and safety hazards.

Grant available for seniors 62+; loan available for other eligible homeowners

Key Details

  • Loan up to $27,500 at 1% interest, 20-year term
  • Grant up to $10,000 for homeowners age 62+
  • Income must be below 50% AMI
  • Must be in USDA-eligible rural area
  • Funds used for health/safety hazard removal

How to Apply

A grant-savvy contractor in Jefferson City, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Jefferson City, TN

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