Home Improvement Grants in Jefferson City.

Find grants, rebates, forgivable loans, and free programs for Jefferson City, MO, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Jefferson City, MO, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Missouri Weatherization Assistance Program

Federal weatherization program administered locally by Central Missouri Community Action. Provides free energy efficienc...

Weatherization
Forgivable loan up to $30,000

Jefferson City Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for comprehensive home rehabilitation for low-income owner-occupants in J...

Home Repair
Up to $10,000 grant

Jefferson City Emergency Home Repair Program

Provides immediate grants for emergency repairs posing threats to health and safety for very low-income owner-occupants....

Emergency
Up to $20,000 forgivable loan

Jefferson City ADA Accessibility Modification Program

Provides forgivable loans for ADA-compliant home modifications for households with persons with disabilities. Includes r...

Seniors & Disability
Free lead hazard removal

Jefferson City Lead Paint Abatement Program

HUD-funded program to remove lead-based paint hazards in homes built before 1978 where children under 6 reside. Services...

Home Repair
Up to $5,000 grant

Jefferson City Sewer Lateral Assistance Program

Financial assistance for repair or replacement of private sewer laterals from home to city main. Available to income-qua...

Home Repair
Up to $2,100 rebate

Ameren Missouri HVAC Efficiency Rebate

Rebates for purchasing and installing high-efficiency heating and cooling equipment. Includes central air conditioners, ...

Energy
Up to $3,600 rebate

Ameren Missouri Heat Pump Rebate

Enhanced rebates for air source and geothermal heat pumps that meet high efficiency standards. Includes installation reb...

Energy
Up to $1,200 rebate

Ameren Missouri Insulation Rebate

Rebates for adding insulation to attics, walls, and crawl spaces. Must meet specified R-value requirements. Available to...

Weatherization
Up to $700 rebate

Ameren Missouri Water Heater Rebate

Rebates for purchasing and installing ENERGY STAR certified electric heat pump water heaters. Higher rebates available f...

Energy
Up to $100 rebate

Ameren Missouri Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat. Must enroll in Ameren's demand response program. Ava...

Energy
Free energy efficiency upgrades

Ameren Missouri Income-Qualified Efficiency Program

Free comprehensive energy efficiency upgrades for income-qualified Ameren Missouri customers. Includes home energy asses...

Energy
Up to $5,000 down payment assistance

Missouri Housing First Place Loan

Down payment and closing cost assistance for first-time homebuyers in Missouri. Available statewide including Jefferson ...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing grants up to $10,000 and loans up to $40,000 for home repairs in eligible rural areas near Jef...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers wh...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers bathroom m...

Veterans
Up to $40,000 forgivable loan

Missouri HOME Rehabilitation Program

Federal HOME Investment Partnerships funds administered by Missouri Housing Development Commission for comprehensive hom...

Home Repair
Freezes property tax increase

Missouri Senior Property Tax Freeze Credit

State property tax credit that freezes assessed value at prior year's level for qualifying seniors age 62+ with househol...

Property Tax Relief
Up to $1,100 annual credit

Missouri Property Tax Credit (Circuit Breaker)

State tax credit for seniors age 65+ and disabled individuals with limited income who pay property taxes or rent. Credit...

Property Tax Relief
Up to $4,000 rebate ($0.50/watt)

Ameren Missouri Solar Rebate Program

Rebate for residential solar photovoltaic system installation. Provides $0.50 per watt up to maximum $4,000 for qualifyi...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for 30% of the cost of installing a residential solar energy system. Available to Jefferson City home...

Solar/Renewable

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Jefferson City

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.