USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing grants up to $10,000 and loans up to $40,000 for home repairs in eligible rural areas near Jefferson City. Grants available only to seniors 62+ unable to repay a loan. Very low-income limits apply.

Grant portion for seniors 62+; loan portion at 1% interest for 20 years

Key Details

  • Grants up to $27,500 for seniors 62+ who cannot repay loan
  • Loans up to $40,000 at 1% interest for 20 years
  • Very low-income limits apply
  • Must be in eligible rural area near Jefferson City
  • Repairs must remove health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(573) 876-0976

A grant-savvy contractor in Jefferson City, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications accepted

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