USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Seniors 62+ may qualify for grants up to $10,000 to remove health and safety hazards.

Grant amount for seniors 62+; younger homeowners receive low-interest loan

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $27,500 at 1% interest
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Jefferson, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Jefferson early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Year-round applications accepted

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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