USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program for very low-income rural homeowners to repair or improve their dwellings. Loans up to $40,000 at 1% interest for 20 years; grants up to $10,000 for seniors 62+ to remove health and safety hazards. Wayne County qualifies as rural.

Estimate combines typical loan plus senior grant for health/safety hazards

Key Details

  • Low-interest loans up to $40,000 at 1%
  • Grants up to $10,000 for seniors 62+ only
  • Very low income required (50% AMI or below)
  • Must be in rural Wayne County location
  • Repairs must address health and safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(912) 537-2375

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Deadline: Year-round, subject to funding availability

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