Polk County HOME Rehabilitation Program

Polk County Housing Trust Fund

Available Home Repair

About This Program

HOME-funded rehabilitation assistance for income-qualified homeowners in unincorporated Polk County and participating cities including Johnston. Forgivable loan for health, safety, and code compliance repairs.

Forgivable loan, no repayment required if owner occupies for 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $30,000 for home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Polk County
  • Loan forgiven after 5 years of occupancy
  • Covers structural, systems, health and safety repairs

How to Apply

A grant-savvy contractor in Johnston, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Johnston early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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