USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Maximum loan $40,000 at 1% interest for up to 20 years. Priority given to elderly homeowners to remove health and safety hazards.

1% fixed interest loan, repayable over up to 20 years

Key Details

  • Up to $40,000 at 1% interest for home repairs
  • For very low-income homeowners in eligible areas
  • Up to 20-year repayment period
  • Priority for elderly to remove health/safety hazards
  • Must be in USDA-designated rural area

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 826-0842

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Deadline: Rolling applications

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