Hawaii Home Equity Mortgage Assistance Program (HEMAP)

Hawaii Housing Finance and Development Corporation

Available Home Repair

About This Program

Provides low-interest home repair loans to moderate-income homeowners in Hawaii. Loan terms up to 20 years at below-market rates for essential home repairs and improvements.

Loan estimate based on typical home repair needs at favorable interest rate

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan up to $25,000
  • Available to moderate-income homeowners
  • Up to 20-year repayment terms
  • Covers essential home repairs and improvements
  • Below-market interest rates

How to Apply

A grant-savvy contractor in Kailua, HI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kailua early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kailua, HI

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