Honolulu County HOME Program Homeowner Rehabilitation

Honolulu Department of Community Services (HOME)

Waitlist Home Repair

About This Program

Federally-funded HOME program providing forgivable loans for comprehensive home rehabilitation for low-income homeowners in Honolulu County. Addresses major systems and structural deficiencies. Loan forgiven after 10 years of continued owner-occupancy.

Forgivable loan, no repayment if you remain in home 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $50,000
  • Income at or below 80% AMI required
  • Covers comprehensive rehabilitation
  • Forgiven after 10 years of compliance
  • Currently on waitlist

How to Apply

A grant-savvy contractor in Kailua, HI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kailua early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Waitlist, contact for status

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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