Honolulu County Owner-Occupied Rehabilitation Program

City and County of Honolulu (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in Honolulu County. Loan is forgiven after 10 years of continued occupancy and compliance with program requirements.

Forgivable loan, no repayment if you stay in the home 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $40,000 for major repairs
  • Income at or below 80% area median income
  • Must be owner-occupied in Honolulu County
  • Forgiven after 10 years of compliance
  • Covers structural, roofing, plumbing, electrical

How to Apply

A grant-savvy contractor in Kaneohe, HI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kaneohe early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling, subject to annual funding allocation

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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