USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Kankakee to repair or improve their homes. Seniors (62+) may qualify for grants up to $10,000 to remove health and safety hazards.

Combination of 1% loan plus grant for seniors; estimate shows typical package

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors (62+)
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area near Kankakee
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Kankakee, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kankakee early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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