USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants (up to $10,000) available to seniors age 62+ for accessibility and safety hazards. Kaysville may qualify as rural under USDA definitions.

Estimate assumes combination of loan and grant for senior applicant

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • For very low-income homeowners in rural areas
  • Covers repairs, accessibility, safety hazards
  • 20-year repayment term on loans

How to Apply

A grant-savvy contractor in Kaysville, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kaysville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kaysville, UT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs