New Jersey Housing and Mortgage Finance Agency
Provides forgivable loans for major home repairs to low- and moderate-income homeowners statewide. Loan is forgiven after 10 years of continued owner occupancy. Covers essential systems, code violations, and accessibility modifications.
Forgivable loan, no repayment if you remain in home 10 years
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Kearny, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kearny early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Applications accepted year-round
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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