USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans (1%) and grants for home repairs for very low-income rural homeowners age 62+ who cannot afford a traditional loan. Keene qualifies as eligible rural area. Grants available only to seniors for health/safety hazards.

Grant up to $10,000 for seniors age 62+; otherwise loan at 1% interest

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ only
  • Must be very low-income in eligible rural area
  • Keene qualifies as USDA rural area
  • Owner-occupied homes only

How to Apply

A grant-savvy contractor in Keene, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Keene early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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