Oregon Residential Loan Program

Oregon Housing & Community Services

Waitlist Home Repair

About This Program

State program offering deferred-payment loans for home repairs to moderate-income homeowners. Loan is interest-free and payment is deferred until the home is sold, transferred, or no longer owner-occupied. Administered locally through Community Action agencies.

Deferred loan, no monthly payments; repaid when home is sold or transferred

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred-payment loan up to $15,000
  • No monthly payments, repaid at sale or transfer
  • Income at or below 120% AMI may qualify
  • Covers major health and safety repairs
  • Contact Marion County Community Action for status

How to Apply

A grant-savvy contractor in Keizer, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Keizer early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Check with local administrator for current status

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Keizer, OR

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