Virginia Housing SPARC (Strengthening Partnerships and Renovating Communities)

Virginia Housing (formerly VHDA)

Available Home Repair

About This Program

Provides forgivable rehabilitation loans to low-income homeowners in Virginia for critical home repairs. Administered through local community partners, the loan is forgiven over five years of continued occupancy.

Forgivable loan, no repayment required if occupancy requirements met

Key Details

  • Forgivable loan up to $40,000 for critical repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Loan forgiven after 5 years of occupancy
  • Contact local administrator to apply

How to Apply

A grant-savvy contractor in Keller, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact local administrator for availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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