USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards.

Low-interest loan up to $40,000; seniors may qualify for grant up to $10,000

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Very low income required (50% AMI or below)
  • Must be in USDA-eligible rural area
  • Owner-occupied homes only

How to Apply

Get free help applying Visit Official Program Page Track this program

(305) 715-4426

A grant-savvy contractor in Kendall, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, contact local USDA office

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