USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Grants (up to $10,000) available only for seniors 62+ to remove health and safety hazards. Kennesaw may qualify in certain areas; verify rural eligibility.

Combines loan and grant based on income and age

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $27,500 at 1% interest; grant up to $10,000
  • Grant only for homeowners 62+ to remove hazards
  • Income at or below 50% AMI
  • Must be in USDA-eligible rural area
  • Loan term up to 20 years

How to Apply

A grant-savvy contractor in Kennesaw, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kennesaw early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kennesaw, GA

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