Maryland Home Energy Loan Program (HELP)

Maryland Clean Energy Center

Available Energy Assistance

About This Program

Low-interest loans for energy efficiency and renewable energy upgrades to Maryland homes. Covers solar panels, heat pumps, geothermal systems, insulation, windows, and HVAC. Interest rates typically 3.99-5.99% with terms up to 15 years. No income restrictions.

Maximum loan amount; actual rate and amount based on creditworthiness

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $30,000 for energy upgrades
  • Low interest rates (typically 3.99-5.99%)
  • Terms up to 15 years
  • Covers solar, heat pumps, insulation, windows
  • No income restrictions

How to Apply

A grant-savvy contractor in Kent Island, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kent Island early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kent Island, MD

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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