USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Home Repair

About This Program

Provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners in rural areas to repair, improve, or modernize their homes. Grants available only to homeowners age 62+ and must be used to remove health and safety hazards. Kentucky Oaks qualifies as a rural area.

Combination of 1% loan and grant for seniors 62+

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income homeowners in rural areas
  • Covers health, safety, and accessibility repairs
  • Kentucky Oaks qualifies as rural area

How to Apply

A grant-savvy contractor in Kentucky Oaks, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, funding limited

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kentucky Oaks, KY

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