Find grants, rebates, forgivable loans, and free programs for Kentucky Oaks, KY, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Kentucky Oaks, KY, with individual awards up to $150,000. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Kentucky's federally funded weatherization program provides free energy efficiency improvements including insulation, ai...
Provides forgivable loans up to $35,000 for major home repairs and rehabilitation for low-income homeowners statewide. L...
Provides free lead hazard reduction services for homes built before 1978 where a child under age 6 resides or regularly ...
LG&E customers can receive a comprehensive home energy audit for $50 and qualify for rebates on insulation ($600), air s...
LG&E offers rebates of $500 to $1,500 for qualifying ENERGY STAR certified electric heat pump installations. Higher reba...
Free energy efficiency upgrades for income-qualified LG&E customers including insulation, air sealing, LED bulbs, water ...
Provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners in rural areas to repa...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Assists veterans with certain service-connected disabilities to adapt a family member's home in which they will reside. ...
KIPDA administers federally funded weatherization services for Jefferson County and surrounding counties including Oldha...
Activated following presidential disaster declarations, this HUD-funded program assists homeowners with unmet recovery n...
Provides mortgage payment assistance, property tax assistance, and homeowner's insurance assistance to help eligible Ken...
Exempts up to $44,800 of assessed property value from state and local property taxes for homeowners age 65+ or totally d...
LG&E offers rebates for qualifying residential solar photovoltaic installations. Rebate amount varies based on system si...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Covers solar panels, equipm...
Allows qualified senior citizens age 65+ to defer payment of property taxes on their homestead. A lien is placed on the ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Kentucky Oaks, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Kentucky Oaks, 15 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.