MSHDA Home Improvement Loan Program

Michigan State Housing Development Authority

Available Home Repair

About This Program

Low-interest home improvement loans for Michigan homeowners to make energy efficiency upgrades, repairs, and accessibility modifications. Fixed interest rates and flexible repayment terms available for income-qualified households.

Loan amount based on scope of work and household income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $50,000 for home repairs
  • Low fixed interest rates for qualified homeowners
  • Energy efficiency and accessibility upgrades eligible
  • Must be owner-occupied primary residence
  • Income limits apply based on county AMI

How to Apply

A grant-savvy contractor in Kentwood, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kentwood early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kentwood, MI

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