Find grants, rebates, forgivable loans, and free programs for Kettering, OH, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Kettering, OH, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 15 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides emergency home repair grants for owner-occupied households in Kettering with income at or below 50% AMI. Covers...
Provides major home rehabilitation for owner-occupied households in Kettering with income at or below 80% AMI. Loan is f...
Provides accessibility modifications for owner-occupied homes in Kettering where a household member has a documented dis...
HUD-funded program to reduce lead-based paint hazards in Montgomery County homes built before 1978 with children under 6...
Federally funded program providing comprehensive home weatherization services to low-income households at or below 200% ...
Low-interest home improvement loan available through OHFA-approved lenders for homeowners with income up to 115% AMI. Ca...
Rebates for AES Ohio residential customers who install qualifying high-efficiency air conditioners, heat pumps, or furna...
Rebate for AES Ohio residential customers who install ENERGY STAR certified heat pump water heaters. Rebate of $500 avai...
Rebates for AES Ohio customers who add insulation and air sealing to their homes. Rebates of up to $450 available based ...
Rebate for AES Ohio customers who purchase and install qualifying ENERGY STAR certified smart thermostats. Rebate of $10...
Ohio homeowners who install solar PV systems can earn Solar Renewable Energy Credits (SRECs) for electricity generated. ...
Federal tax credit equal to 30% of the cost of installing a solar energy system, including equipment, labor, and permitt...
Federal tax credit covering 30% of costs for qualifying energy-efficient home improvements including windows ($600 max),...
Low-interest loans (1% fixed) up to $27,500 and grants up to $10,000 for very low-income homeowners in rural areas to re...
Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Covers cos...
Grant for veterans with certain service-connected disabilities to adapt an existing home for accessibility. Covers modif...
Emergency home repair grants for Montgomery County residents age 60+ with income at or below 80% AMI. Covers critical he...
Property tax reduction for Ohio homeowners age 65+ or permanently and totally disabled. Exempts up to $27,200 of home va...
Property tax credit for owner-occupied homes in Ohio. Reduces property tax bill by 2.5% for primary residences. Availabl...
Low-interest loan program to help Kettering homeowners repair or replace failing sanitary sewer laterals from the home t...
Combined state and federal tax credits totaling up to 45% of qualified rehabilitation expenses for owner-occupied histor...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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