USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans (1% fixed) up to $27,500 and grants up to $10,000 for very low-income homeowners in rural areas to repair or improve their homes. Grant portion available to seniors 62+ who cannot afford loan repayment. Removes health and safety hazards.

Loan at 1% interest plus potential grant for seniors 62+

Key Details

  • 1% interest loans up to $27,500
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in Kettering, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kettering, OH

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