Monroe County HOME Rehabilitation Program

Monroe County / HUD HOME Funds

Available Home Repair

About This Program

HUD HOME Investment Partnerships Program providing forgivable loans for owner-occupied rehabilitation in Monroe County. Loans forgiven after affordability period (typically 10 years) of continued owner occupancy and compliance.

Forgivable loan for major home rehabilitation; forgiven after 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $50,000 for rehab
  • Income at or below 80% AMI required
  • Covers major systems, structural repairs
  • Forgiven after 10 years of owner occupancy
  • Monroe County residents only

How to Apply

A grant-savvy contractor in Key Largo, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Key Largo early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Check with county for application periods

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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