California Mortgage Relief Program

California Housing Finance Agency

Available Home Repair

About This Program

Provides assistance to eligible homeowners who experienced a financial hardship after January 2020. Covers mortgage reinstatement, monthly payment assistance, or assistance for homeowners with underwater mortgages. Does not need to be repaid.

Grant assistance for mortgage arrears or ongoing payments; not a home improvement program

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $80,000 in mortgage help
  • Financial hardship after January 2020
  • Income at or below 100% area median
  • Covers past-due payments and ongoing assistance
  • No repayment required

How to Apply

A grant-savvy contractor in King City, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in King City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Program extended; check website for current status

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in King City, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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