CalHOME Owner-Occupied Rehabilitation Program

California Department of Housing and Community Development

Available Home Repair

About This Program

State-funded deferred-payment loan program for low-income homeowners to make essential home repairs and code compliance upgrades. Loans are deferred for up to 30 years and forgiven if homeowner maintains occupancy.

Deferred loan amount based on typical rehabilitation scope; no payments if homeowner stays

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred-payment loan up to $40,000
  • Income at or below 80% area median income
  • Must be owner-occupied primary residence
  • No monthly payments; forgiven after 30 years
  • Contact Monterey County Housing Authority

How to Apply

A grant-savvy contractor in King City, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in King City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Contact local administrator for application windows

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in King City, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs