USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Kingston to repair or improve homes. Grants available for homeowners 62+ who cannot repay a loan. Must remove health and safety hazards.

Combination of 1% loan and grant for seniors 62+ who qualify

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Health and safety hazard removal

How to Apply

A grant-savvy contractor in Kingston, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kingston, NY

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