Home Improvement Grants in Kingston.

Find grants, rebates, forgivable loans, and free programs for Kingston, NY, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Kingston, NY, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

Kingston CDBG Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation program for owner-occupied homes in Kingston requiring major repairs. Forgivable loan after 5...

Home Repair
Up to $10,000 grant

Kingston Emergency Home Repair Grant

Grant for emergency repairs posing immediate health or safety threats to Kingston residents at or below 50% AMI. No repa...

Emergency
Free lead hazard removal

Kingston Lead Hazard Reduction Program

HUD-funded lead hazard control for pre-1978 homes in Ulster County with children under 6 years old. Free testing, abatem...

Home Repair
Up to $25,000 forgivable loan

Kingston ADA Home Accessibility Program

Provides accessibility modifications for Kingston homeowners with disabilities or seniors age 62+. Ramps, grab bars, wid...

Seniors & Disability
Up to $8,000 in weatherization

New York State Weatherization Assistance Program (WAP)

Free weatherization services for income-eligible Kingston households including insulation, air sealing, heating system r...

Weatherization
Up to $1,800 rebate

Central Hudson Heat Pump Rebate Program

Rebates for ENERGY STAR certified air-source and ground-source heat pumps installed by qualified contractors. Incentive ...

Energy
Up to $2,000 rebate

Central Hudson Home Insulation Rebate

Rebates for attic, wall, and basement insulation plus air sealing services. Home energy assessment required. Incentive c...

Weatherization
Up to $300 per appliance

Central Hudson Energy Efficient Appliance Rebates

Rebates for ENERGY STAR certified refrigerators, clothes washers, dehumidifiers, and other energy-efficient appliances p...

Energy
Up to $8,000 incentive

NY-Sun Solar Energy Incentive Program

State incentive for residential solar panel installations in New York. Incentive amount based on system size. Additional...

Solar/Renewable
Free energy upgrades

NYS EmPower+ Low-Income Energy Efficiency

Free energy efficiency upgrades for income-eligible households including insulation, air sealing, LED lighting, refriger...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Kingston to repair or improve ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to buy, build, or modify a home to meet adaptive needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home. Covers accessibility modifications such...

Veterans
Up to $5,000 grant

Ulster County Senior Home Repair Program

Emergency home repair grants for seniors age 60+ in Ulster County. Covers minor but essential repairs that impact health...

Seniors & Disability
Up to $40,000 forgivable loan

NYS HOME Local Program

HOME Investment Partnership Program funds for substantial home rehabilitation in Ulster County. For low-income homeowner...

Home Repair
Up to $15,000 low-interest loan

Kingston Sewer Lateral Repair Loan Program

Low-interest loan program for homeowners needing to repair or replace private sewer laterals. Repaid through property ta...

Home Repair
Up to $7,500 grant

Kingston Water Service Line Replacement Assistance

Grant assistance for low- and moderate-income homeowners to replace lead or failing water service lines. Priority given ...

Home Repair
Up to $50,000 tax credit (20% of costs)

NYS Historic Homeownership Rehabilitation Tax Credit

State tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied historic homes listed on State or ...

Historic
Free lead testing & abatement

NYS Lead Poisoning Prevention Program

Comprehensive lead poisoning prevention including free testing, case management, and abatement services for homes where ...

Home Repair
Up to $15,000 down payment assistance

NYS Homes for Working Families / HomeFirst Down Payment

Down payment and closing cost assistance for first-time homebuyers in New York State. Provided as a zero-interest second...

Homebuyer
Up to 24 months rent & utilities

Ulster County Emergency Rental Assistance Program (ERAP)

Emergency rental assistance for income-eligible renters in Ulster County at risk of housing instability. Pays past-due a...

Rental

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Kingston

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Frequently asked questions

What home improvement grants are available in Kingston, NY?

25 programs are currently listed for Kingston, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Kingston have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Kingston, 16 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Kingston?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.