USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan for low-income rural homeowners to repair, improve, or modernize their homes. Kingsville qualifies as a rural area. 20-year term at 1% fixed interest rate for income-qualified applicants.

Low-interest loan with 1% fixed rate over 20 years

Key Details

  • Low-interest loan up to $40,000 at 1% fixed rate
  • 20-year repayment term
  • For rural homeowners with income below 50% AMI
  • Covers repairs, improvements, modernization
  • Kingsville qualifies as rural area

How to Apply

Get free help applying Visit Official Program Page Track this program

(361) 668-8111

A grant-savvy contractor in Kingsville, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

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