City of Kinston Owner-Occupied Rehabilitation Program

City of Kinston Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Kinston city limits. Loan is forgiven after 5 years of continued occupancy and compliance with program requirements.

Forgivable loan after 5 years of owner occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $30,000
  • Income at or below 80% AMI required
  • Must be owner-occupied in Kinston city limits
  • Loan forgiven after 5 years of occupancy
  • Covers major repairs and system replacements

How to Apply

A grant-savvy contractor in Kinston, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kinston early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications while funds available

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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