Idaho Housing and Finance Association Owner-Occupied Rehabilitation

Idaho Housing and Finance Association (IHFA)

Available Home Repair

About This Program

Deferred-payment loan for major home repairs and rehabilitation for owner-occupied homes in Idaho. Loan is repaid upon sale, transfer, or refinance of the property. Income limits vary by household size and location.

Deferred loan amount varies by project scope, repaid when home is sold

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred-payment loan up to $50,000
  • For owner-occupied homes needing major repairs
  • Income limits apply (typically 80-120% AMI)
  • No monthly payments; repaid at sale or refinance
  • Covers structural, systems, and health/safety repairs

How to Apply

A grant-savvy contractor in Kuna, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kuna early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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