CalHFA Energy Upgrade Loan

California Housing Finance Agency

Available Energy Assistance

About This Program

Low-interest financing for energy efficiency and renewable energy improvements for California homeowners. Loan can be combined with first mortgage or used as standalone financing for solar, HVAC, windows, and other eligible upgrades.

Maximum loan amount for energy improvements; actual amount based on income and credit

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $30,000
  • For solar, HVAC, windows, insulation upgrades
  • Can combine with CalHFA mortgage programs
  • Income limits apply (typically up to 120% AMI)
  • Available statewide including La Quinta

How to Apply

A grant-savvy contractor in La Quinta, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in La Quinta early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in La Quinta, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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