Home Improvement Grants in Lacey.

Find grants, rebates, forgivable loans, and free programs for Lacey, WA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lacey, WA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Average $10,000 in energy upgrades

Washington State Weatherization Assistance Program

Federally funded program providing comprehensive energy efficiency improvements to income-qualified households in Lacey ...

Weatherization
Forgivable loan up to $25,000

Lacey Owner-Occupied Housing Rehabilitation Program

City of Lacey CDBG-funded program providing major home repairs for low- and moderate-income homeowners. Loans are forgiv...

Home Repair
Up to $3,500 rebate

PSE Heat Pump Rebate Program

Rebates for PSE electric customers in Lacey who install qualifying ductless or ducted heat pumps. Incentive amounts vary...

Energy
Free assessment plus up to $800 in instant upgrades

PSE Home Energy Assessment

Free in-home energy assessment for PSE customers in Lacey. Energy specialist identifies savings opportunities and instal...

Energy
Up to $1,500 in appliance rebates

PSE Energy Efficient Appliance Rebates

Rebates for PSE customers in Lacey who purchase qualifying energy-efficient appliances including heat pump water heaters...

Energy
Up to $5,000 annual incentive

Washington State Solar Production Incentive

Washington State incentive program for residential solar photovoltaic systems. Participants receive annual payments base...

Solar/Renewable
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for residential solar photovoltaic systems and battery storage. Homeowners in Lacey can claim 30% of ...

Solar/Renewable
Up to $5,000 grant

Thurston County Senior Home Repair Program

Grant program for Thurston County residents age 60+ with limited income to make critical home repairs and safety modific...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas near Lacey...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet their disabi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home to m...

Veterans
Varies by program, up to $50,000

Washington State Housing Finance Commission Home Repair Programs

The Washington State Housing Finance Commission partners with local lenders to provide below-market-rate home repair loa...

Home Repair
Up to $8,000 forgivable loan

Lacey Sewer Lateral Repair Assistance Program

City of Lacey program providing forgivable loans to low- and moderate-income homeowners for repair or replacement of fai...

Home Repair
Free lead hazard removal

Thurston County Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in qualifying Thurston County homes with children under age 6. Hom...

Home Repair
Up to $30,000 for homeowner rehabilitation

Washington State HOME Program

Federally funded HOME Investment Partnerships Program administered by Washington State to assist low-income homeowners w...

Home Repair
Up to $7,000 in energy upgrades

PSE Income-Qualified Weatherization

Enhanced weatherization services for income-qualified PSE customers in Lacey. Provides comprehensive energy efficiency i...

Weatherization
Up to $10,000 emergency grant

Thurston County Emergency Home Repair Program

Provides emergency home repair grants for very-low-income homeowners in unincorporated Thurston County and participating...

Emergency
Up to $15,000 forgivable loan

Lacey ADA Accessibility Modification Program

City of Lacey program providing forgivable loans for accessibility modifications for disabled homeowners. Covers ramps, ...

Seniors & Disability
Up to $125 rebate

PSE Smart Thermostat Rebate

Rebate for PSE customers in Lacey who purchase and install qualifying smart thermostats. Smart thermostats can reduce he...

Energy
Exempts portion of property value from taxes

Washington State Senior & Disabled Property Tax Exemption

Washington State program providing property tax exemption for seniors age 61+ and disabled persons with limited income. ...

Property Tax Relief
Up to $2,500 incentive

PSE Ductless Heat Pump Conversion Incentive

Enhanced incentive for PSE electric customers in Lacey converting from electric forced air or baseboard heat to ductless...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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