USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas near Lacey to repair or improve their homes. Grants available only to seniors age 62+ who cannot afford a loan. Funds can be used to remove health and safety hazards.

Grant amount up to $10,000 for seniors 62+, loans available up to $40,000

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Must be in eligible rural/suburban area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Lacey, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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