Texas My Home Improvement Program

Texas Department of Housing and Community Affairs

Available Home Repair

About This Program

Zero-interest loan program for Texas homeowners to finance critical home repairs. Loans up to $35,000 with flexible repayment terms for households at or below 115% of area median income.

0% interest loan for major home repairs with typical 10-year repayment term

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 0% interest loan up to $35,000
  • Income at or below 115% AMI
  • Must be owner-occupied in Texas
  • Covers major repairs and accessibility modifications
  • Flexible repayment terms available

How to Apply

A grant-savvy contractor in Lackland AFB, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lackland AFB early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lackland AFB, TX

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