USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors age 62+ to remove health and safety hazards. Note: Most of Bexar County near Lackland AFB may not qualify as rural.

Combination of $10,000 grant for senior health/safety repairs plus low-interest loan

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be in USDA-designated rural area
  • Very low income required (50% AMI)
  • Check eligibility at USDA website

How to Apply

A grant-savvy contractor in Lackland AFB, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lackland AFB early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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