California ADAP for Seniors and Persons with Disabilities

California Department of Rehabilitation

Available Senior & Disability

About This Program

State program offering zero-interest deferred loans to homeowners for accessibility modifications that allow seniors and persons with disabilities to remain in their homes. Loan repayment deferred until home is sold or no longer owner-occupied.

Maximum loan amount for comprehensive accessibility modifications

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Zero-interest loan up to $150,000 for accessibility
  • For seniors 62+ or persons with permanent disabilities
  • Repayment deferred until home sale or transfer
  • Covers ramps, lifts, accessible bathrooms and kitchens
  • Income at or below 120% AMI required

How to Apply

A grant-savvy contractor in Lafayette, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lafayette early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted continuously

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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